*Terms and Conditions Apply. Your interest rate will depend upon credit score, income, loan amount, loan term, and credit history. APR ranges from 9.74% to 23.74%. For example, if you take out a Future Family loan for $18,000 with an APR of 9.74% and a 60-month term, Future Family will disburse $18,000 to vendors on your behalf and you will make 60 monthly payments of $364.98. Alternatively, if you take out a Future Family loan for $18,000 with an APR of 14.99% and a 60-month term, Future Family will disburse $18,000 to vendors on your behalf and you will make 60 monthly payments of $428.22. No down payment is required and there is no prepayment penalty. Our financing plans do not charge upfront loan fees, but there are membership fees associated with our membership and concierge offerings. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures as required by Future Family or A-Frame Capital, LLC.
State Licenses:
California - Finance Lender and Broker File No. 60DBO 72062
Missouri - Consumer Credit Loan Company License No. 367-19-8562
Pennsylvania - Consumer Discount Company License No. 71692
Michigan - Regulatory Loan License No. RL 0024388 Effective Date August 18, 2022, Office of Consumer Finance, Michigan Department of Insurance and Financial Services,
530 W. Allegan St 7th Floor, Lansing MI 48933, Toll Free: 877-999-6442
Future Family loans are originated by Future Family Inc., or an affiliate, NMLS #1813777. NMLS Consumer Access
**The Baby or Your Money Back financial protection product is an insurance product offered through Family OS Insurance Solutions, LLC (“Family OS”). Family OS is an authorized general agent for certain insurance companies. Family OS is licensed as a surplus lines property casualty insurance agency in all states where the products are offered. National Producer Number (NPN) 19585735, individual state licenses. Quotes provided by Family OS do not guarantee payment or verify eligibility. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. Insurance products, including the Baby or Your Money Back financial protection product, are not available in all states. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. All insurance policies contain exclusions and limitations either within the policy language or added to the policy by attachment of an endorsement. Exclusions and limitations can be absolute or conditional based on the specific circumstances and allegations of a loss or claim. Not all exclusions or limitations are addressed on the language contained on this website. Policy language dictates coverage.
