The smart way to pay for egg freezing

Plan for the future today

If you’re considering egg freezing, our loans make paying for it easy.

Our plans are customized to the services you need and come with expert support.

Coin going into piggy bank

Your Egg Freezing Plan

Covers clinic procedures, lab work, medications, storage and more.

Starting at


For 60 months. Plan prices based on your clinic, credit score and approved egg freezing related expenses.

  • Competitive low-interest rates
  • Exclusive medication discounts
  • No prepayment penalties
  • Access to our Fertility Help Desk

The benefits of our plans

One Easy Payment

Our fertility finance experts price out your custom treatment plan, that covers all costs, into an easy monthly payment.

Apply for financing in 3 easy steps


Sign up


Get pre-approved


Choose how much you’d like to borrow and loan term

Enjoy fertility guidance from experts

Every plan comes with on-demand support from our Fertility Coaches, who are all registered nurses.

During treatment, get answers to all your questions, receive step-by-step medication training, and more.

Our loan vs. other payment options

When deciding how to pay for egg freezing, there are many options. Here are some important things to consider.

Credit Cards

The average credit card interest rate is 19%, which means more money is going towards paying off interest than actually paying for treatment.


Savings is a smart choice to pay, but what happens when an unexpected cost or emergency arises? Keep those savings for a rainy day.


Using retirement can affect long-term finances. It’s difficult to recoup these funds by retirement, so it’s best to leave it where it is.

Bank Loans

Bank loans are great, but we work with your fertility clinic to come up with the exact amount of money you need, so you never take out too much money.

Future Family Fertility Loan

Our loans have low interest rates, bill pay management, and expert support. One easy monthly payment covers all your treatment costs.

Credit Cards

The average credit card interest rate is 19%, which means more money is going towards paying off interest than actually paying for treatment.

Why should I freeze my eggs?


Some women find themselves faced with medical conditions requiring treatment that may result in a loss of fertility such as chemotherapy and or radiation. Others desire to delay starting a family for a variety of personal reasons such as career, school or not being “ready” to be a parent. Egg freezing retrieval provides women with the possibility to have a biological child when they are ready but it does not guarantee a future baby.

What are the average egg freezing survival rates?


About 90 percent of eggs survive freezing and thawing, and about 75 percent will be successfully fertilized. The chances of becoming pregnant after implantation are roughly 30 to 60 percent, depending on your age at the time of egg freezing. The older you are at the time of egg freezing, the lower the likelihood of a live birth. Pregnancy rates might be lower when frozen eggs are used, compared with fresh or frozen embryos.

How old can I be and still freeze my eggs?


The optimal age to freeze eggs is before age 38, but any woman can consider egg freezing if they plan to delay a family. If you are 38 years old or older, it is important to have a realistic conversation with your physician about how many eggs could likely be retrieved, how many eggs would likely be needed to produce an embryo in the future and his/her overall thoughts on your likelihood of success based on your age and other contributing factors.

How many eggs do I need to freeze in order to have a baby in the future?


The number of eggs a woman needs is dependent upon her age, but age is only one predictor and not every 35 year old or 40 year old are the same. The number of eggs you chose to freeze should be discussed with your physician prior to treatment start. It may take more than one round of egg freezing to obtain all the desired eggs.

What is the egg freezing procedure?


After your doctor does an evaluation to determine that you are a candidate for egg freezing, you will proceed with 10-12 days of daily injections. The goal of these injections is to stimulate a group of eggs to grow and mature and be available for retrieval. During this time period, you will visit the clinic every 2-3 days for lab test and ultrasounds to evaluate how you are responding to the medication. Once your doctor determine your follicles (the space where eggs grow) are at optimal size and number for you, you will be directed to administer a “trigger shot” which causes the final maturation of the follicles and the beginning of ovulation.Approximately 34-36 hours after your trigger shot, you will be scheduled for your egg retrieval. The egg retrieval is a brief (15-30 minutes) outpatient procedure performed under mild anesthesia. Once the eggs are retrieved, they will be evaluated by the clinic’s embryology team and the usable eggs will be stored indefinitely. You typically will need to pay a monthly or annual fee for the egg storage going forward.